Here are a few tips from La Capitale’s blog. Follow them, and you can head out for a few days, knowing that you have done what you can to keep would-be thieves at bay and be unlikely to have to submit a home insurance claim on your return.
1. Ask someone you trust to go to your place regularly, so they can check and see if everything’s okay. Give them a key to your place so they can open and close the curtains, turn on the lights, etc. Also give them the name and contact information of your insurer and your home insurance policy number.
Good to know:
During the winter, a weekly visit from a person you trust ensures that you’re covered by your home insurance in the event of freezing.
That’s because damage caused by freezing may not be covered if your home is unoccupied for several consecutive days. If no one is able to go to your place while you’re away, shut off the water supply and drain all the pipes and appliances before you go. It’s also a good idea to set the thermometer to a comfortable temperature to prevent freezing.
2. If you’re leaving your car behind, ask someone to move it periodically or invite a neighbour to park in your driveway from time to time.
3. Don’t forget about outside maintenance! Hire someone to mow your lawn, pick up your mail and flyers, collect your garbage can or recycling bins after they have been emptied, move your car from time to time, etc.
4. Don’t leave anything lying around on your property. Store your bikes, ladders and hazardous materials, as well as your gardening or snow removal equipment in your shed or garage.
5. Store your valuables elsewhere. If you have no choice but to leave them at home, stash them somewhere safe.
6. Make sure all your windows are properly closed and your doors –including your garage or shed door – are locked. Use a bar to secure the patio door and sliding windows.
7. Install timers. Make it look like your house is occupied by programming lights to turn on and off at regular hours or having the radio play for a few hours every day.
8. Activate your alarm system. Tell your service provider you’ll be away, and give them the contact information of the person you’ve asked to keep an eye on your house.
9. Don’t announce your absence ahead of time, especially on social media! Saying that you’re going to be away for a few days or posting photos from your trip in real time just makes things easier for burglars. You also shouldn’t mention your absence in your voicemail greeting.
In all cases, remember to let your insurer know that you’ll be away, and check your coverage.
Take advantage of the partnership between Communauto and La Capitale!
If you’re already a Communauto member, ask for an insurance quote from La Capitale to get an exclusive, additional 5% discount on your home, auto or leisure vehicle insurance!